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Information & guidance
Pension Credit is the government benefit that gives you extra money to help with your living costs if you’re over State Pension age and on a low income.
Pension Credit is separate to the State Pension, and you can get Pension Credit if you have other income, savings or own your own home. It can also help with housing costs such as ground rent or service charges.
You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.
If you are eligible, you may be able to claim around £3,500 a year. This could make a real difference and it could also entitle you to Cost of Living Payments.
If you get Pension Credit you can also get other help, such as:
- Housing Benefit if you rent the property you live in
- Winter Fuel Payment
- Cold Weather Payment
- Support for Mortgage Interest if you own the property you live in
- a Council Tax discount
- a free TV licence if you’re aged 75 or over
- help with NHS dental treatment, glasses and transport costs for hospital appointments, if you get a certain type of Pension Credit
- help with your heating costs through the Warm Home Discount Scheme
- a discount on the Royal Mail redirection service if you’re moving house
Find out more here.
PermalinkOur benefits calculator can help you to find out what support you might be entitled to. The calculator is free to use, and the details you provide are anonymous.
Before you start, make sure you have information to hand about your savings, income, pensions and existing benefits (for you and your partner).
The calculator should take around 15-20 minutes to complete. If you run out of time, you can save your calculation and come back to it later, and pick up right where you left off.
Cost of living
Support and information for cost of living
